Personal Loan Eligibility

Eligibility and Fee Structure Eligibility Criteria ( Annual Income) Age Criteria Residence (min) Loan amount Tenure Processing Fees Prepayment Charge Current Experience Documents Required Documents for Professionals

Eligibility Criteria

Banks Salaried Self- Employed Axis Bank 1,80,000 p.a. 2,00,000 p.a. Fullerton 1,44,000 p.a. 1,50,000 p. a. HDFC Bank 1,80,000 p.a. - Kotak Bank 1,80,000 p.a. 1,80,000 p.a. ICICI Bank 1,44,000 p.a. -

Age Criteria (in Years)

Banks Salaried Self-Employed Axis Bank 21 to 60 24 to 65 Fullerton 21 to 60 - HDFC Bank 21 to 60 - Kotak Bank 23 to 60 25 to 60 ICICI Bank 21 to 60 -

Residence (min) Banks Salaried Self-Employed Axis Bank - - Fullerton 1 year - HDFC Bank 1 year 1 year Kotak Bank 1 year 1 year ICICI Bank 1 year -

Loan Amount Banks Salaried Self-Employed Axis Bank 1,00,000-20,00,000 1,00,000-20,00,000 Fullerton 35,000-3,00,000 - HDFC Bank 50,000 - 15,00,000 - Kotak Bank 50,000-15,00,000 50,000-15,00,000 ICICI Bank 40,000-15,00,000 -

Tenure (months) Banks Salaried Self-Employed Axis Bank 12-60 12-60 Fullerton 12-48 - HDFC Bank 15-60 - Kotak Bank 12-60 12-60 ICICI Bank 12-60 -

Processing Fees

Banks Fees Axis Bank 2% Fullerton 2% HDFC Bank 0.8% - 2.5% Kotak Bank upto 2% ICICI Bank 2%-3% Reliance Consumer Finance 2%-2.25% SBI 2% - 2.5%

Prepayment Charges Banks Fees Axis Bank - Fullerton 4% HDFC Bank 4% Kotak Bank Nil Foreclosure Charges Special Offer. Valid till(30th June 13) ICICI Bank 5% Reliance Consumer Finance Nil SBI N.A.

Current Experience Banks Salaried Self-Employed Axis Bank - - Fullerton 6 months - HDFC Bank 6 months - Kotak Bank 1 year 3 year ICICI Bank 1 year -

Documents Required

Banks Salaried Self-Employed Axis Bank Identity proof, salary slip/form16 with Salary certificate, residence proof, Proof of telephone Identity proof, last two years ITR,residence proof, proof of telephone Fullerton Identity proof, residence proof ,last 3 months bank statement - Kotak Bank Identity proof, Last 2 months salary slip, form 16,residence proof,6 months bank statement, Last 2 year ITR, business proof , Identity & age proof, Address proof , last 6 months bank statement

Documents for Professionals

Banks   Axis Bank - Deutsche Bank Professional qualification For eg. Degree, Registration with professional council etc. HSBC - HDFC Bank Proof of qualification, Highest degree ICICI Bank Proof of qualification, Highest degree

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